Terms of Use
Free to use, provided as an estimate, with no warranty and no liability for decisions taken on the strength of it.
Last updated: September 2026. This is a template and should be reviewed by a qualified professional in your jurisdiction before launch.
Use of the site
You may use these calculators for personal or business purposes free of charge. You may not scrape, copy or republish the content or the underlying data files at scale, and you may not present output from this site as a genuine employer-issued pay statement.
Estimates, not advice
Everything here is an estimate produced from published tax rules and the figures you enter. It is not tax, legal, accounting or financial advice, and no client relationship is created by using it. Your actual withholding is determined by your employer payroll system, your year-to-date wages and your own W-4.
No warranty
The site is provided as is. While every rate is sourced and dated, tax rules change and errors are possible. No warranty is given that any figure is accurate, current or fit for a particular purpose.
Limitation of liability
To the fullest extent permitted by law, we accept no liability for loss arising from use of this site, including decisions about employment, withholding, budgeting or benefits taken on the strength of a figure shown here.
Third-party links and advertising
Links to state revenue departments, the IRS and other sites are provided for verification. We do not control their content. Advertising is served by third parties and its presence is not an endorsement.
Changes
These terms may be updated. The date at the top of this page shows when they last changed, and continued use after a change means you accept it.
These figures are estimates for informational purposes and are not tax advice. Actual withholding depends on your employer’s payroll system, your year-to-date wages and your specific W-4. Federal rates come from IRS Rev. Proc. 2025-32 and the SSA 2026 announcement; state rates come from each state’s own withholding guide, with the source and verification date published on every state page. Read the methodology, or see who maintains this data.