Pennsylvania Paycheck Calculator 2026
A single filer on $75,000 in Pennsylvania takes home about $59,290 a year, or $2,280.38 every two weeks. Change the inputs below for your own figure.
Pennsylvania income tax rates 2026
Pennsylvania taxes wages at a flat 3.07%, the lowest flat rate of any state that taxes income, but it is also the state most often calculated wrongly because it does not exempt 401(k) contributions.
The 3.07% applies with no state standard deduction and no personal exemption, so nearly every dollar of wages is taxed. The base is gross pay less Section 125 items such as health premiums, HSA and FSA. Elective deferrals to a 401(k) or 403(b) are not deductible for Pennsylvania purposes, so a contribution that cuts your federal tax does not cut your state tax. This calculator applies that rule; most free calculators do not.
| Item | Value |
|---|---|
| State rate | 3.07% flat |
| Tax base | Gross wages less Section 125 items, so a 401(k) deferral is NOT deductible |
| Supplemental rate | None verified |
Pennsylvania insurance and other state withholding
Pennsylvania withholds a small employee unemployment contribution from wages. The 2026 rate is not verified here and is therefore not included, so treat the state line as marginally understated.
Local city taxes in Pennsylvania
Pennsylvania municipalities levy an Earned Income Tax, typically 1% to 2%, and Philadelphia levies a wage tax of around 3.75% on residents. These are real money and vary by address. No verified 2026 local rate is on file, so this estimate assumes no local tax. Add roughly 1% for most municipalities and check the Philadelphia rate directly if you live or work in the city.
Bonuses in Pennsylvania
Pennsylvania publishes no separate supplemental rate. A bonus is withheld at the same flat 3.07%. A bonus is ordinary income however it is withheld, so the final tax is settled on your return. The bonus tax calculator shows both methods side by side.
Example: $75,000 salary in Pennsylvania
Single filer, paid biweekly, no dependents and no pre-tax deductions. Every figure comes from the same engine that runs the calculator above.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,884.62 | $75,000.00 |
| Federal income tax | -$295.00 | -$7,670.00 |
| Social Security | -$178.85 | -$4,650.00 |
| Medicare | -$41.83 | -$1,087.50 |
| Pennsylvania income tax | -$88.56 | -$2,302.50 |
| Net pay | $2,280.38 | $59,290.00 |
Pennsylvania compared with nearby states
Same $75,000 salary, same filing status, different state rules. Click a column heading to sort.
| State | Net per year | Net per paycheck | Effective rate |
|---|---|---|---|
| Pennsylvania | $59,290 | $2,280.38 | 20.9% |
| New York | $57,784 | $2,222.47 | 23.0% |
| Ohio | $60,312 | $2,319.71 | 19.6% |
| North Carolina | $59,109 | $2,273.41 | 21.2% |
2026 tax rates used on this page
| Item | Rate | Limit or threshold |
|---|---|---|
| Social Security (OASDI) | 6.2% | First $184,500 of wages, maximum $11,439 |
| Medicare | 1.45% | No cap |
| Additional Medicare | 0.9% | Wages above $200,000 single, $250,000 joint, $125,000 separate |
| Federal income tax | 10% to 37% | Seven brackets, after the standard deduction |
| Standard deduction | — | $16,100 single, $32,200 joint, $24,150 head of household |
| Federal supplemental rate | 22% | Applied to bonuses under the flat method |
| Dependent credits | — | $2,000 per child under 17, $500 per other dependent |
Sources: IRS Rev. Proc. 2025-32 and the Social Security Administration 2026 announcement. Verified 17 September 2026.
Pennsylvania paycheck FAQ
How much is $75,000 after taxes in Pennsylvania?
A single filer on $75,000 paid biweekly in Pennsylvania takes home about $59,290 a year, or $2,280.38 a paycheck, with no pre-tax deductions. The effective tax rate on that income is 20.9%. Adding a 401(k) contribution, health premiums or dependents changes the figure.
Does Pennsylvania have a state income tax?
Yes. Pennsylvania taxes wages at a flat 3.07%, the lowest flat rate of any state that taxes income, but it is also the state most often calculated wrongly because it does not exempt 401(k) contributions.
What is the Pennsylvania supplemental rate for bonuses?
Pennsylvania publishes no separate supplemental rate. A bonus is withheld at the same flat 3.07%.
Are there local income taxes in Pennsylvania?
Pennsylvania municipalities levy an Earned Income Tax, typically 1% to 2%, and Philadelphia levies a wage tax of around 3.75% on residents. These are real money and vary by address. No verified 2026 local rate is on file, so this estimate assumes no local tax. Add roughly 1% for most municipalities and check the Philadelphia rate directly if you live or work in the city.
What else is withheld from a Pennsylvania paycheck?
Pennsylvania withholds a small employee unemployment contribution from wages. The 2026 rate is not verified here and is therefore not included, so treat the state line as marginally understated.
How accurate is this Pennsylvania paycheck calculator?
It applies Pennsylvania published withholding rules, last verified on 2026-09-17, and the IRS percentage method for federal tax. Where a rate is not yet verified the page says so rather than guessing. Check the figure against your own pay stub before relying on it.
Nearby state calculators
These figures are estimates for informational purposes and are not tax advice. Actual withholding depends on your employer’s payroll system, your year-to-date wages and your specific W-4. Federal rates come from IRS Rev. Proc. 2025-32 and the SSA 2026 announcement; state rates come from each state’s own withholding guide, with the source and verification date published on every state page. Read the methodology, or see who maintains this data.