Illinois Paycheck Calculator 2026
A single filer on $75,000 in Illinois takes home about $58,025 a year, or $2,231.72 every two weeks. Change the inputs below for your own figure.
Illinois income tax rates 2026
Illinois taxes wages at a flat 4.95% with a personal exemption, which makes it one of the simplest states to withhold correctly.
The 4.95% applies to federal taxable wages after a personal exemption of $2,925 for a single filer and $5,850 for a couple. The exemption is a deduction from income rather than a credit against tax. There is no state standard deduction and no graduated bracket structure, so the effective state rate is close to 4.95% at any income above the exemption.
| Item | Value |
|---|---|
| State rate | 4.95% flat |
| Tax base | Federal taxable wages |
| Personal exemption | $2,925 single, $5,850 joint |
| Supplemental rate | None verified |
Illinois insurance and other state withholding
Illinois withholds no employee-paid disability or paid-family-leave premium from wages.
Local city taxes in Illinois
No Illinois municipality taxes wage income. Chicago raises revenue through property, sales and a range of transaction taxes instead.
Bonuses in Illinois
Illinois publishes no separate supplemental rate, so a bonus is withheld at the flat 4.95%. A bonus is ordinary income however it is withheld, so the final tax is settled on your return. The bonus tax calculator shows both methods side by side.
Example: $75,000 salary in Illinois
Single filer, paid biweekly, no dependents and no pre-tax deductions. Every figure comes from the same engine that runs the calculator above.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,884.62 | $75,000.00 |
| Federal income tax | -$295.00 | -$7,670.00 |
| Social Security | -$178.85 | -$4,650.00 |
| Medicare | -$41.83 | -$1,087.50 |
| Illinois income tax | -$137.22 | -$3,567.71 |
| Net pay | $2,231.72 | $58,024.79 |
Illinois compared with nearby states
Same $75,000 salary, same filing status, different state rules. Click a column heading to sort.
| State | Net per year | Net per paycheck | Effective rate |
|---|---|---|---|
| Illinois | $58,025 | $2,231.72 | 22.6% |
| Michigan | $58,656 | $2,255.99 | 21.8% |
| Ohio | $60,312 | $2,319.71 | 19.6% |
| Texas | $61,593 | $2,368.94 | 17.9% |
2026 tax rates used on this page
| Item | Rate | Limit or threshold |
|---|---|---|
| Social Security (OASDI) | 6.2% | First $184,500 of wages, maximum $11,439 |
| Medicare | 1.45% | No cap |
| Additional Medicare | 0.9% | Wages above $200,000 single, $250,000 joint, $125,000 separate |
| Federal income tax | 10% to 37% | Seven brackets, after the standard deduction |
| Standard deduction | — | $16,100 single, $32,200 joint, $24,150 head of household |
| Federal supplemental rate | 22% | Applied to bonuses under the flat method |
| Dependent credits | — | $2,000 per child under 17, $500 per other dependent |
Sources: IRS Rev. Proc. 2025-32 and the Social Security Administration 2026 announcement. Verified 17 September 2026.
Illinois paycheck FAQ
How much is $75,000 after taxes in Illinois?
A single filer on $75,000 paid biweekly in Illinois takes home about $58,025 a year, or $2,231.72 a paycheck, with no pre-tax deductions. The effective tax rate on that income is 22.6%. Adding a 401(k) contribution, health premiums or dependents changes the figure.
Does Illinois have a state income tax?
Yes. Illinois taxes wages at a flat 4.95% with a personal exemption, which makes it one of the simplest states to withhold correctly.
What is the Illinois supplemental rate for bonuses?
Illinois publishes no separate supplemental rate, so a bonus is withheld at the flat 4.95%.
Are there local income taxes in Illinois?
No Illinois municipality taxes wage income. Chicago raises revenue through property, sales and a range of transaction taxes instead.
What else is withheld from a Illinois paycheck?
Illinois withholds no employee-paid disability or paid-family-leave premium from wages.
How accurate is this Illinois paycheck calculator?
It applies Illinois published withholding rules, last verified on 2026-09-17, and the IRS percentage method for federal tax. Where a rate is not yet verified the page says so rather than guessing. Check the figure against your own pay stub before relying on it.
Nearby state calculators
These figures are estimates for informational purposes and are not tax advice. Actual withholding depends on your employer’s payroll system, your year-to-date wages and your specific W-4. Federal rates come from IRS Rev. Proc. 2025-32 and the SSA 2026 announcement; state rates come from each state’s own withholding guide, with the source and verification date published on every state page. Read the methodology, or see who maintains this data.