Massachusetts Paycheck Calculator 2026
A single filer on $75,000 in Massachusetts takes home about $57,718 a year, or $2,219.90 every two weeks. Change the inputs below for your own figure.
Massachusetts income tax rates 2026
Massachusetts taxes wages at a flat 5% up to $1,083,150 and 9% above it, the surtax approved by voters in 2022. It also withholds a paid family and medical leave premium from wages.
Massachusetts applies 2 rate bands to federal taxable wages, topping out at 9%. A personal exemption of $4,400 single, $8,800 joint, reduces income further. Joint thresholds are the same as single thresholds, so a couple filing together reaches the top rate at the same point a single filer would.
| Rate | Taxable income, single filer |
|---|---|
| 5% | $0 to $1,083,150 |
| 9% | $1,083,150 and above |
Married filing jointly thresholds are identical to the single figures. Personal exemption $4,400 single, $8,800 joint.
Massachusetts insurance and other state withholding
MA Paid Family and Medical Leave is withheld at 0.46% of wages with no wage cap. Any other Massachusetts premium whose 2026 rate is not verified here is excluded, which makes this estimate marginally low.
Local city taxes in Massachusetts
No Massachusetts city or county taxes wage income, so the state figure above is the whole of your non-federal income tax withholding.
Bonuses in Massachusetts
Massachusetts publishes no verified flat supplemental rate here, so a bonus is estimated using the regular tables. Switch to the aggregate method in the advanced section for a closer figure. A bonus is ordinary income however it is withheld, so the final tax is settled on your return. The bonus tax calculator shows both methods side by side.
Example: $75,000 salary in Massachusetts
Single filer, paid biweekly, no dependents and no pre-tax deductions. Every figure comes from the same engine that runs the calculator above.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,884.62 | $75,000.00 |
| Federal income tax | -$295.00 | -$7,670.00 |
| Social Security | -$178.85 | -$4,650.00 |
| Medicare | -$41.83 | -$1,087.50 |
| Massachusetts income tax | -$135.77 | -$3,530.00 |
| MA Paid Family and Medical Leave | -$13.27 | -$345.00 |
| Net pay | $2,219.90 | $57,717.50 |
Massachusetts compared with nearby states
Same $75,000 salary, same filing status, different state rules. Click a column heading to sort.
| State | Net per year | Net per paycheck | Effective rate |
|---|---|---|---|
| Massachusetts | $57,718 | $2,219.90 | 23.0% |
| Rhode Island | $59,397 | $2,284.50 | 20.8% |
| Connecticut | $59,043 | $2,270.87 | 21.3% |
| New Hampshire | $61,593 | $2,368.94 | 17.9% |
2026 tax rates used on this page
| Item | Rate | Limit or threshold |
|---|---|---|
| Social Security (OASDI) | 6.2% | First $184,500 of wages, maximum $11,439 |
| Medicare | 1.45% | No cap |
| Additional Medicare | 0.9% | Wages above $200,000 single, $250,000 joint, $125,000 separate |
| Federal income tax | 10% to 37% | Seven brackets, after the standard deduction |
| Standard deduction | — | $16,100 single, $32,200 joint, $24,150 head of household |
| Federal supplemental rate | 22% | Applied to bonuses under the flat method |
| Dependent credits | — | $2,000 per child under 17, $500 per other dependent |
Sources: IRS Rev. Proc. 2025-32 and the Social Security Administration 2026 announcement. Verified 17 September 2026.
Massachusetts paycheck FAQ
How much is $75,000 after taxes in Massachusetts?
A single filer on $75,000 paid biweekly in Massachusetts takes home about $57,718 a year, or $2,219.90 a paycheck, with no pre-tax deductions. The effective tax rate on that income is 23.0%. Adding a 401(k) contribution, health premiums or dependents changes the figure.
Does Massachusetts have a state income tax?
Yes. Massachusetts taxes wages at a flat 5% up to $1,083,150 and 9% above it, the surtax approved by voters in 2022. It also withholds a paid family and medical leave premium from wages.
What is the Massachusetts supplemental rate for bonuses?
Massachusetts publishes no verified flat supplemental rate here, so a bonus is estimated using the regular tables. Switch to the aggregate method in the advanced section for a closer figure.
Are there local income taxes in Massachusetts?
No Massachusetts city or county taxes wage income, so the state figure above is the whole of your non-federal income tax withholding.
What else is withheld from a Massachusetts paycheck?
MA Paid Family and Medical Leave is withheld at 0.46% of wages with no wage cap. Any other Massachusetts premium whose 2026 rate is not verified here is excluded, which makes this estimate marginally low.
How accurate is this Massachusetts paycheck calculator?
It applies Massachusetts published withholding rules, last verified on 2026-02-11, and the IRS percentage method for federal tax. Where a rate is not yet verified the page says so rather than guessing. Check the figure against your own pay stub before relying on it.
Nearby state calculators
These figures are estimates for informational purposes and are not tax advice. Actual withholding depends on your employer’s payroll system, your year-to-date wages and your specific W-4. Federal rates come from IRS Rev. Proc. 2025-32 and the SSA 2026 announcement; state rates come from each state’s own withholding guide, with the source and verification date published on every state page. Read the methodology, or see who maintains this data.